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The difference is in the benefits

Auto Insurance

Instant quotes and cheap premiums are great until you realize you've picked the wrong coverage. Our agents work to give you options that meet your specific needs.


Rentals to keep you going. For comprehensive and/or collision customers, car rental is included at no additional charge.

Multiple coverages. One deductible. Cover your vehicles and home with us and you’ll only pay one deductible if they’re damaged or destroyed in the same occurrence.

Find better outcomes. We can discount or completely waive your deductible if you’re involved in an accident with another vehicle also insured by an American National company.

Aftermarket is not an afterthought. We’ll cover up to $2,000 of customized equipment on your vehicle with our Comprehensive & Collision Coverage.

 
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The right car insurance does more than just process claims and cut checks. It helps you keep your work, life and family going. Here are some ways our policies can help.

Roadside Assistance - Add a little coverage and feel better with 24-hour assistance

Gap Insurance - If your vehicle is totaled, we can help fill the gap between how much you owe and what it's worth

ACE Insurance - Chat with your agent to see what our Added Coverage Endorsement can do to help cover replacement parts to damaged vehicles

Get cash back for good behavior - If you insure both your vehicle and your home with American National and remain claim free for three consecutive years, we’ll send you a check for a percentage of your eligible home and auto premiums paid three years prior. You’ll receive a check each year thereafter that you remain claim free*.

Good things come in threes - When you have three lines with us, (auto, home and life) you'll save even more on your auto and home premiums.